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Varma

Finland

Varma Mutual Pension Insurance Company provides pension cover for more than 900,000 employees, entrepreneurs and pensioners. Varma’s aim is to increase the funds available as pension contributions for the payment of current and future pensions. Varma is a long-term and solvent investor whose responsibility for pension assets extends well into the future.

Fund Results

Varma

	Score	Rank	Score	Rank	Score	Rank	Score	Rank	Score	Rank	Score	Rank	Score	Rank	Score	Rank	Score	Rank	Score	Rank	Score	Rank	Score	Rank	Score	Rank	Score	Rank	Score	Rank	Score	Rank	Score	Rank	Score	Rank	Score	Rank	Score	Rank	Score	Rank	Score	Rank	Score	Rank	Score	Rank	Score	Rank	Score	Rank	Score	Rank	Score	Rank	Score	Rank	Score	Rank	Score	Rank	Score	Rank	Score	Rank	Score	Rank	Score	Rank	Score	Rank	Score	Rank	Score	Rank	Score	Rank	Score	Rank	Score	Rank	Score	Rank	Score	Rank	Score	Rank	Score	Rank	Score	Rank	Score	Rank	Score	Rank	Score	Rank	Score	Rank	Score	Rank	Score	Rank	Score	Rank	Score	Rank	Score 55	Rank 55	Score	Rank	Score	Rank	Score	Rank	Score	Rank	Score	Rank	Score	Rank	Score	Rank	Score	Rank	Score	Rank	Score	Rank	Score	Rank	Score	Rank	Score	Rank	Score	Rank	Score	Rank	Score	Rank	Score	Rank	Score	Rank	Score	Rank	Score	Rank
Overall	73	7	70	12	62	32	49	49	56	39	37	61	44	54	34	66	30	70	73	7	75	2	71	10	81	1	74	4	68	16	44	54	53	44	57	38	44	54	54	40	44	54	34	66	47	52	44	54	65	23	62	32	67	17	53	44	52	48	65	23	64	27	63	30	54	40	31	68	62	32	35	62	47	52	28	71	23	74	26	72	35	62	31	68	24	73	15	75	69	15	74	4	70	12	65	23	67	17	75	2	54	40	64	27	39	60	40	59	54	40	53	44	58	36	64	27	49	49	74	4	67	17	71	10	62	32	66	21	65	23	70	12	53	44	58	36	48	51	63	30	72	9	67	17	35	62	35	62	66	21
Cost	65	14	60	19	55	29	31	58	54	34	40	50	58	23	53	36	40	50	49	40	63	16	59	21	81	2	70	11	73	8	57	26	79	3	58	23	57	26	59	21	55	29	47	43	63	16	55	29	56	28	40	50	65	14	20	68	45	44	24	65	43	48	26	63	21	67	22	66	54	34	31	58	40	50	26	63	28	62	7	73	9	72	14	70	13	71	6	74	73	8	75	6	89	1	71	10	76	5	78	4	19	69	48	42	29	61	45	44	36	55	44	47	41	49	51	39	39	54	61	18	49	40	66	13	35	56	58	23	45	44	74	7	32	57	60	19	53	36	55	29	68	12	55	29	4	75	31	58	52	38
Governance	83	15	95	2	90	8	80	21	60	46	45	65	59	49	52	55	40	67	92	6	94	4	95	2	97	1	92	6	82	18	30	73	48	61	66	43	46	63	69	38	60	46	46	63	72	32	53	54	93	5	86	13	75	28	70	36	69	38	87	10	67	42	87	10	75	28	49	59	51	56	39	68	63	45	43	66	32	72	12	74	70	36	50	57	34	71	6	75	66	43	73	31	54	53	60	46	78	25	71	33	79	24	83	15	57	50	35	69	49	59	55	52	84	14	78	25	75	28	80	21	81	19	87	10	80	21	77	27	90	8	81	19	71	33	68	40	57	50	50	57	71	33	68	40	35	69	48	61	83	15
Performance	76	14	69	26	60	42	73	18	69	26	27	75	49	61	29	74	43	68	82	8	80	10	68	29	87	4	87	4	73	18	45	65	52	55	77	13	57	49	63	37	55	51	36	71	51	58	69	26	46	64	61	39	70	23	64	36	38	70	70	23	70	23	65	35	61	39	45	65	83	6	45	65	74	17	41	69	35	72	49	61	53	54	59	43	52	55	50	59	61	39	73	18	67	30	63	37	59	43	82	8	50	59	76	14	34	73	48	63	59	43	55	51	59	43	79	11	58	48	75	16	67	30	67	30	72	21	72	21	59	43	66	33	52	55	54	53	57	49	83	6	94	1	89	2	88	3	66	33	79	11
Responsible Investment	78	10	67	25	50	42	20	55	46	44	42	47	15	61	8	66	3	71	77	11	73	17	72	18	71	19	59	38	55	41	48	43	42	47	36	52	20	55	20	55	11	64	9	65	8	66	5	69	74	16	71	19	68	24	65	30	65	30	88	1	83	3	83	3	67	25	14	62	67	25	28	54	18	58	4	70	0	72	39	50	14	62	6	68	0	72	0	72	83	3	83	3	81	7	76	12	62	36	79	9	76	12	58	39	43	46	38	51	67	25	65	30	44	45	42	47	17	60	88	1	81	7	76	12	70	22	67	25	75	15	70	22	64	34	58	39	33	53	71	19	65	30	63	35	18	58	0	72	60	37

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Fund Insights

The value of diversification at Finland’s Varma

Markus Aho, chief investment officer of the €57.4 billion Finnish pension fund, Varma, explains how the fund’s diversification with a large equity allocation balanced by hedge funds, fixed income and real assets has meant it has been resilient to the increasing investment challenges.

Hedge funds still in style at Varma

Reima Rytsölä, chief investment officer at Finland’s largest private pension insurance company, sticks with the fund’s longstanding interest in hedge funds and extends its risk premia strategies.

The Finnish line: Varma tackles low interest

The scourge of low interest rates looks likely to be confronting investors for at least a little longer after Washington’s budgetary shenanigans delayed the Federal Reserve’s plans to taper quantitative easing. Over in the more sedate surroundings of Helsinki, this is keeping the pressure on the investment policy of Varma, a €36-billion ($49-billion) Finnish pension […]

Finnish pension fund manages market volatility

The $46.17-billion Finnish pension fund Varma has maintained positive returns for the first half of this year and maintained mandated solvency levels, despite facing a steep market downturn both at home and abroad.