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Founded in 1981, Chile abandoned its national pay-as-you-go pension system in favor of a system of privately funded individual retirement accounts that made individuals responsible for financing their own retirement. These accounts move from job to job with their owners and are managed by private mutual fund groups known as Administradora de Fondos Pensiones (AFPs). The provider was owned by a Chilean-based financial conglomerate, Corp Group, then sold to BBVA Group in 1999. AFP Provida has more than 3 million affiliates and provides retirement services to those clients based on 5 funds with varying maturities. The Company participates in private pension funds systems in other Latin American countries, such as Peru, Ecuador and Mexico through its wholly owned subsidiary Provida Internacional.

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